What is a Cookie?
But, before you make a decision to switch off Cookies, it’s important to understand what a Cookie does.
What do Cookies do?
Cookies do lots of different jobs, most of which are highly beneficial to the user. A Cookie helps you to navigate between pages efficiently; they store your preferences, remembering what it is you like. Cookies really help to improve your website experience and so do have a benefit for the user. One really important feature of a Cookie is that they remember you and so if there are websites you regularly visit, when you login the website remembers you and so as you move between pages it will keep you logged in. If the website doesn’t remember you, then you might have difficulty keeping logged in as you move from page to page. Cookies are also really useful for website owners and can be used to help with their marketing and advertising. Cookies may be set by the website you are visiting, but they can also be set by a third party website who may be running content on the page you are visiting. Below is a brief description of what the Cookies on the Derbyshire Mortgage Services website do and what they are used for. We are assuming that you are happy with this usage, but if you are not, then you can delete Derbyshire Mortgage Service’s Cookies having visited the site.
There are different Cookie types:
Session Cookie - this is used for the duration of your current visit. You can find out more information on session cookies and what they are used for by visiting this webpage and on the All About Cookies website.
Persistent Cookie - these cookies are stored on a users’ device in between browser sessions which allows the preferences or actions of the user across a site/s to be remembered.
First and third party Cookies - this refers to whether the website domain that is placing the Cookie is ‘first’ or ‘third’ party. First party Cookies are those set by the website visited by the user. Third party Cookies are those set by a domain other than the one being visited.
Derbyshire Equity Release Cookies (1st Party Cookies) on our site:
“Session” Cookies - may be used to remember various details about your visit e.g. to remember your log-in for you or what products you have within your shopping basket. These Cookies are deemed strictly necessary to the working of the website. If Cookies are disabled then some functionality of your site will be broken. More information on session Cookies and what they are used for by visiting this webpage on the All About Cookies website.
Blog Comments - if you want to leave a comment on our blog then you have to be either logged in as a member, or you have to supply your name and email address. You can choose to post anonymously, but we would still need your name and email address, so you can’t leave a blog post without telling us who you are.
Other domains (3rd Party Cookies) on our site:
Google Adsense - this Cookie is used by Google and reports to us on how any adverts on our site is performing. All user data is anonymous. You can find out more about Google and its policies regarding advertising by visiting this webpage on the Google website.
DoubleClick (Google) - this is very similar to the Google Adsense Cookie, but is specific to any display advertising on our site. All user data is anonymous. You can find out more about Google and its policies regarding advertising by visiting this webpage on the Google website.
Google Analytics - we use this to help us to understand how our site is being used so that we can improve the user experience. You can find out more about Google’s position on privacy in relation to its analytics service by visiting this webpage on the Google website.
Social buttons - you will see most of the pages on our site feature ‘social buttons’. These enable users to share or bookmark pages on the web. Our site includes: Twitter, Google +1, Facebook ‘Like’, and LinkedIn ‘share’. To connect these buttons to the relevant social networks and external sites, we have had to implement scripts from outside of Derbyshire Mortgage Services. Because of this, it is likely that these external sites are collecting data about what you are doing all around the internet, not just on our website. You should check the respective policies on each of these sites to see how any information that they may have gathered on your session is used and to find out how to opt out or delete such information
External web services - sometimes we have to use external web services, mostly to display content within our website, such as Flickr, YouTube and Vimeo. In time, we may use other external sources too, so the list presented is not exhaustive. As with the social buttons, we cannot prevent these sites, or external domains from collecting information on your usage of this embedded content. If you are not logged in to these external services, then they will not know who you are, but they will still be able to gather anonymous information during any session on our website.
Email tracking – some of the emails we send to you such as service emails or invoice emails contain no tracking. However, we do from time to time send you emails that do contain tracking, i.e. newsletters, offers etc. We track these emails so we can see how much traffic those emails send to our website and to help us improve what we do. Sometimes we do use the personal information e.g. to re-email people who didn’t click the first time, but if you would rather we didn’t do that and you want to opt out, then you can do this via Your Account.
How to Control your Cookies
- Accept or reject all Cookies
- Accept or reject Cookies from a particular site
- Set your browser to prompt you each time a Cookie is offered
- View the Cookies stored on your computer and delete them, individually or as a group
It's important to be aware that if you block cookies, many websites will not work properly, hindering your online experience. We don’t recommend turning Cookies off when using our website. If you would like more information, we have listed the “Help” sections from each of the Major Browsers so you can find out in more detail how to manage cookies on your browser.
Internet Explorer: visit this webpage.
Firefox: visit this webpage.
Google Chrome: visit this webpage.
Opera: visit this webpage.
Safari: visit this webpage.
Safari iOS: visit this webpage.
Android: visit this webpage.
Blackberry: visit this webpage.
Windows Phone: visit this webpage