Refinance Your Property

Whether you are retiring, buying a new car or caravan or clearing debt, equity release can allow you to free up a lump sum of cash against the value of your home.

Find out how it works

Lifetime Mortgages

If equity release sounds like the perfect solution for your situation, why not take a look at our page on lifetime mortgages to learn more about what the process may involve.

More about lifetime mortgages

Where to Start?

Before speaking to one of our lovely Derbyshire team, you might find some answers to your initial questions on our FAQ page. When you’re ready to assess your options, just call us!

Your questions answered

A Personalised Service

Our aim is to help make your mortgage as stress-free as possible. From start to finish, we will be there every step of the way and, most importantly, make sure your mortgage is right for you.

There are many reasons why people use equity release lifetime mortgages. It could be to move to a new home, to help children or grandchildren onto the property ladder, to clear debts, buy a caravan or car, undertake home improvements, or for a combination of various needs.

At Derbyshire Equity Release, we put our customers first, and fully believe in keeping our customers for life. As every customer is so different, we make sure our approach to your mortgage is perfectly tailored to your needs. Our fees are fixed and only payable on completion, so you know exactly where you stand, and we will always make sure you fully understand the whole process and what is involved before you make any decision on whether to proceed.

We work with all major lenders

Wherever you are based in the UK, we work with a wide variety of mortgage lenders to find the best equity release lifetime mortgage for you and your situation.

Our Customer

A Complete Service

Whatever your reason for looking for an equity release mortgage, we will be there every step of the way to find the best UK deal for you.


We are so proud of our Derbyshire roots and love to be able to speak with our customers face to face. When you’re ready to take your first step, our kettle is on and we’re ready to talk to you.


Every home and every homeowner is different, so your mortgage should be too. We know that one mortgage doesn’t fit all, and we will always work hard to find the best deal for your needs.


Juggling refinancing your home with daily life is stress you don’t need. Our services are flexible to fit with you – on the phone, online, in person, in your lunch hour or in the evening.

Fixed Fee

Our equity release mortgage fee is fixed so there are no surprises. You will always know where you stand and have all of our expertise, guidance and advice, so why not give us a call today?

We care as much about your home as you do

Let us help you find an equity release mortgage that is tailored to your life