Refinance Your Property
Whether you are retiring, buying a new car or caravan or clearing debt, equity release can allow you to free up a lump sum of cash against the value of your home.Find out how it works
If equity release sounds like the perfect solution for your situation, why not take a look at our page on lifetime mortgages to learn more about what the process may involve.More about lifetime mortgages
Where to Start?
Before speaking to one of our lovely Derbyshire team, you might find some answers to your initial questions on our FAQ page. When you’re ready to assess your options, just call us!Your questions answered
A Personalised Service
Our aim is to help make your mortgage as stress-free as possible. From start to finish, we will be there every step of the way and, most importantly, make sure your mortgage is right for you.
There are many reasons why people use equity release lifetime mortgages. It could be to move to a new home, to help children or grandchildren onto the property ladder, to clear debts, buy a caravan or car, undertake home improvements, or for a combination of various needs.
At Derbyshire Equity Release, we put our customers first, and fully believe in keeping our customers for life. As every customer is so different, we make sure our approach to your mortgage is perfectly tailored to your needs. Our fees are fixed and only payable on completion, so you know exactly where you stand, and we will always make sure you fully understand the whole process and what is involved before you make any decision on whether to proceed.
We work with all major lenders
Bob and Anne did not wish to sell their home and downsize - they loved where they lived due to its proximity to the shops, their family and had lovely neighbours. However, they wanted to buy a static caravan for their holidays and couldn’t afford the monthly payments available through finance offered from the caravan dealer. They used a lifetime mortgage to raise the money needed to buy their caravan which both they and their children could use for very many years to come.Bob & Anne
Tony and Barbara’s two children both lived in rental properties and as a result, did not have the money needed each month to save up a deposit so they could buy their own homes. They wanted to give their children an early inheritance and help them onto the property ladder. A lifetime mortgage enabled them to help their children become property owners.Tony & Barbara
Joe and Mary had an interest only mortgage and their bank was asking for the balance to be repaid which they had no way to do. They also wanted to complete some improvements like new windows and a downstairs wet room to make their home comfortable and safe. They used a lifetime mortgage to clear the mortgage and raise the extra funds they needed.Joe & Mary
We care as much about your home as you do
Let us help you find an equity release mortgage that is tailored to your life